What Does Student Travel Insurance Cover?
A significant factor that makes travel insurance so important is its wide coverage. You can buy travel insurance right after booking your flight tickets. Travel insurance isn’t just for broken and lost goods or stolen luggage. The best student travel insurance plans can be way more helpful than that. Here’s what is covered by the best student travel insurance plans:
1. Cancellation and Interruption Coverage
Financial coverage if your trip is cancelled or delayed. It also covers any interruptions, i.e. if your trip is cut short for some reason. The coverage includes claims for legal obligations, death in the family, illness, business conflicts, bankruptcy and weather issues.
2. Luggage Damage and Loss
Covers theft, loss and damage to your belongings and luggage. It includes your cabin luggage as well as shipped luggage. Most plans even include covering a quick shopping trip for replacements.
3. Rental Coverage
When your booked rental or accommodation is not usable for reasons like displaced keys or unsanitary and unsafe living conditions, you can also claim if your accommodation differs from what was advertised. Thus, you are forced to book a new place.
4. Airport Pickup Coverage
In case of a cancelled airport pickup booking or a delayed one, your travel insurance also covers your additional cab pickup charges.
5. Travel Health Coverage
Often, people fall sick during their travels. In such cases, your travel insurance can cover your treatment and prescriptions. Health coverage, like other coverages, is international and thus can be claimed no matter where you are.
6. Accidental Death and Dismemberment Coverage
This can be claimed in case of accidental death or serious injury during travel. The person’s immediate family can make a claim if death is involved.
Best Student Travel Insurance Plans
Travel insurance is only effective when it is bought from a credible provider. Choosing the right provider is essential to ensure full coverage and fulfilling your needs. If you are a student looking for only the best student travel insurance plans, here is our list of the best plans to choose from:
1. TATA AIG Student Travel Insurance
One of the absolute best student travel insurance plans available in 2023, TATA AIG student travel insurance is known to be a reliable and affordable insurance plan.
Coverage:
- Luggage loss and damage
- Study disruptions
- Medical coverage
- Hijack coverage
The X factor:
Reputable brand
2. VisitorsCoverage
VisitorsCoverage offers another one of the most popular and best student travel insurance plans with low premiums and many benefits that add to your insurance coverage.
Coverage:
- Stolen luggage
- Sudden sickness
- COVID coverage
- Surgery coverage
The X factor:
Reliable paramedic
3. Seven Corners
The student travel insurance plan offered by Seven Corners is considered one of the best because of its robust, superior coverage.
Coverage:
- Luggage delay and loss
- Travel delay
- Bad weather coverage
- Sports equipment coverage
The X factor:
Unique coverages
4. Travel Insured International
Designed to be the best student travel insurance plan for international travellers and students staying abroad for their academics, Travel Insured International offers a plethora of benefits.
Coverage:
- Emergency evacuation
- Natural disaster coverage
- Flight delay coverage
- Medical coverage
The X factor:
Emergency ready
5. Travel Safe
As a provider of one of the best student travel insurance, Travel Safe promises its insurance holders reliability and easy financial recovery.
Coverage:
- Emergency financial recovery
- ‘Cancel for any reason’ plan
- Bad weather coverage
- Flight delay coverage
The X factor:
Value for money
6. World Trips
If you are looking for one of the best student travel insurances that fits your needs in a tailored fashion, World Trips is your match made in heaven!
Coverage:
- Medical coverage
- Flight delay coverage
- Missed connecting flight coverage
- Customisable plans